Today, I offered up to answer any financial question big or small as it might apply to designers or anyone who, for some reason or another, hasn’t had answered.
While I’m no financial expert, I do work for an independent financial research company. My views are my own and don’t represent them (so don’t sue them and get me fired). I did enlist the help of Jason Stipp, the senior site editor to make sure that I wasn’t misleading and answering your questions even though these are my personal viewpoints.
I want to be very explicit that these are simply strategies and personal opinions and I’m merely a graphic designer.
While we received a variety of questions, they do fall into certain categories and they all require more attention that a listicle article can cover.
I’ll be breaking out the answers into separate posts over the next couple of weeks. Here’s the overview:
- MANAGING DEBT AGAINST SAVINGS
I have $XXX,XXX in student loans, have $X,XXX in credit card debt, and make $XX,XXX a year. How can I save or invest? Should I pay down my debt first?
- INTRODUCTION TO INVESTING
How do I get started in investing? How do I invest when I only make $XX,XXX or my expenses are high?
- BENCHMARKING/MEASURING FINANCIAL HEALTH
I’m XX years old. What’s a healthy financial outlook for me? How do I know my finances are on track for me?
- HOW DOES CREDIT WORK
What’s the deal with credit scores? How do I build and maintain a healthy credit history? How is credit history used?
- YOUR PROFESSIONAL WORTH
How do I get better perks through my job? How can I convince my job to expense education? How do I negotiate a better salary?
As I finish up writing these segments, I’ll announce them on Twitter. I’ll be linking each bulleted item to each segment, so you can also just bookmark this post as an easy reference.
Depending on the response, this might become a regular thing for me.